Financial Strength


Standard & Poor's: AA- (very strong)
Moody's Investors Service: A2 (good)
A.M. Best Company: A (excellent)

Financial Professionals

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Financial Reports

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Standard & Poor's Insurer Credit Report – December 8, 2021

Standard & Poor's, a division of The McGraw-Hill Companies, Inc., provides independent financial information, analytical services and credit ratings to the world's financial markets.

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A.M. Best's Rating Report – November 12, 2021

The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of Health Care Service Corporation’s (HCSC's) products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best's Rating Reports are copyright© of A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this website are authorized to print a single copy of the Best's Rating Reports(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited. Best Rating Reports are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best website.

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HCSC is not a publicly traded company and does not have any investors. We are customer-owned. That means our "investors" are our policyholders. We answer to them and will always make their best interests our top priority. Learn more about what it means to HCSC to be a non-investor owned health insurer.

On occasion, HCSC pays indemnification or advanced expenses to a director, officer, employee or agent consistent with HCSC’s bylaws then in force and as otherwise required by applicable law.

Member Request for Copy of Annual Statement

After you submit this form, HCSC will review and mail the member requestor a copy of the financial filings.



By submitting this form, you acknowledge that you have read and understand the following:

For purposes of this request form, HCSC will collect and use your contact information, including name, email address, mailing address, and member ID number that you provide in order to respond to your inquiry. We will share your information with individuals in the organization who can appropriately respond to your request. We will not use this information for any other purpose. We may preserve the content of the form along with our response.

It is important to use good judgment when sending information to us via this form. This information may pass through private and public networks with varying levels of security. Some networks may have taken steps to secure these transmissions while others have not, which could affect the privacy and integrity of the information you send. No guarantee that the confidentiality of electronic transmissions via the internet can be assured due to potentially unsecure computers and links.

Current members may request a copy of HCSC's most recent annual statement filed with the Illinois Department of Insurance through this form.